A Total Loss for an insured vehicle happens under two circumstances:
Two main cases:
Your car is stolen or hijacked and not recovered.
It’s so badly damaged that repairing it would cost more than its value (aka written off).
Vehicle Total Loss, Written Off and Stollen
A Total Loss for an insured vehicle happens under two circumstances:
Two main cases:
Your car is stolen or hijacked and not recovered.
It’s so badly damaged that repairing it would cost more than its value (aka written off).