What are "Standard Vehicle Accessories" and "Non-Standard Vehicle Accessories"?

Standard Vehicle Accessories are fitted at the factory, part of the car’s original build (e.g., your standard bumper or infotainment system). Non-Standard Vehicle Accessories are added after purchase, helping make your ride more valuable and customised to your liking (e.g., aftermarket mags, sound system upgrades, or a canopy for your Hilux). Non-standard Vehicle Accessories need to be listed separately to be covered.