Your excess is the first amount of a claim that you pay before the rest of your claim is paid. This is usually a relatively small amount relative to the claim and is there to protect the community from overclaiming for very small damage incidents.

Excesses differ per category of item and this information is available by tapping on your insured asset and pressing the info button which lists the details of your cover.

Currently the excesses per category are as follows:

Please note: Excesses listed above may be subject to change in the future

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