Pineapple is not an insurance company, but a digital Financial Services Provider (FSP no. 48650) whose products are underwritten (guaranteed) by an insurer, who makes sure that valid claims can always be paid 👍

Pineapple restructures insurance products to limit the amount of profit that an insurer may make, in order to maximise the value that a Pineapple member gets. This enables us to distribute leftover premiums back to our members! 💰
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​Our products are underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed Non-Life Insurer and authorised FSP.