Our policy protects "you" and "you" are defined as:
"yourself, your spouse and any members of your immediate family who normally reside with you AND are financially dependent on you."
Sorry, but your friend should rather get their own Pineapple policy
You can, however, insure the stuff of your kids, your spouse or members of your immediate family if they are still financially dependent AND if they still live under your roof.
If you have kids who do not live with you or who are supporting themselves, they should get their own Pineapple policy.
Why?
If someone is not part of your immediate family, does not live with you, or is not financially dependent, there is no insurable interest. Instead, they represent a completely different risk profile, which we use to calculate their risk and give them a fair premium.