We’ll only cover our share of the claim, and you’ll still be responsible for the full excess. If a claim has been paid under dual insurance, there’s no premium refund. (It’s one of those cases where “double cover” doesn’t mean double payout.)
What happens if I have dual insurance (my item is insured by another company)?
Dual All-Risk Insurance
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Written by Ishmael Hlapolosa
Updated this week